Effective Date: April 18, 2025
Welcome to MomiPay
These Terms and Conditions ("Terms") govern your access to and use of the MomiPay website, mobile app, and all related services. By creating an account or using our services, you agree to be bound by these Terms. Please read them carefully.
1. Acceptance of Terms
By accessing or using MomiPay, you confirm that you are at least 18 years old and agree to comply with these Terms, our Privacy Policy, and any applicable laws and regulations.
2. Account Registration and Security
You must provide accurate and complete information during registration.
You are responsible for maintaining the confidentiality of your login credentials.
You agree to notify us immediately if you suspect unauthorized access to your account.
3. Use of Services
MomiPay offers financial tools such as:
Digital wallets and virtual cards
Money transfers and deposits
Bill payments and subscriptions
Referral and reward programs
You agree to use these services only for lawful purposes and not for fraudulent or illegal activities.
4. Fees and Transactions
Fees may apply for certain services, which will be clearly disclosed.
You authorize MomiPay to process transactions and collect applicable charges.
Transactions may be declined due to insufficient funds, suspicious activity, or regulatory reasons.
5. Prohibited Activities
You agree not to:
Violate any laws or third-party rights
Use bots, crawlers, or automated systems
Misuse or tamper with the platform’s security
Attempt to reverse-engineer or clone the service
6. Termination
We reserve the right to suspend or terminate your account at any time if we suspect abuse, fraud, or violations of these Terms. You may also close your account at any time by contacting our support.
7. Intellectual Property
All content, branding, and software on MomiPay are the intellectual property of MomiPay and protected by copyright and trademark laws. You may not use, copy, or distribute our materials without written permission.
8. Disclaimer of Warranties
MomiPay is provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the reliability, availability, or accuracy of our services.
9. Limitation of Liability
To the fullest extent permitted by law, MomiPay shall not be liable for any indirect, incidental, or consequential damages resulting from the use or inability to use our services.
10. Changes to Terms
We may update these Terms at any time. Changes will be posted on our website with an updated effective date. Your continued use of MomiPay after changes implies acceptance.
11. Governing Law
These Terms are governed by and construed in accordance with the laws of the jurisdiction where MomiPay operates.
12. Contact Us
If you have questions about these Terms, please contact:
MomiPay Legal Team
Email: [email protected]
Website: https://momipay.com