Privacy Policy

Privacy Policy

Effective Date: April 18, 2025

At MomiPay, your privacy is our priority. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our website, mobile applications, and services.

1. Information We Collect

We may collect the following types of information:

• Personal Information: Name, email address, phone number, date of birth, government-issued identification, and billing information.

• Transaction Data: Details of payments, fund transfers, card usage, and account activity.

• Device Information: IP address, browser type, device type, operating system, and location data.

• Communication Data: Records of customer support, feedback, or inquiries submitted via our platform.

2. How We Use Your Information

We use your data to:

• Create and manage your MomiPay account.

• Provide financial services such as virtual cards, wallet management, and transactions.

• Prevent fraudulent activities and enhance security.

• Improve our services and user experience.

• Send important updates, promotional offers, or service notifications (you may opt out).

3. Data Sharing and Disclosure

We do not sell your personal information. We may share your data with:

• Service Providers: Third-party vendors that support our operations (e.g., payment processors, hosting services).

• Legal Authorities: If required by law or to comply with legal obligations.

4. Data Security

We implement robust security measures including encryption, firewalls, and secure servers to safeguard your data. While no system is 100% secure, we strive to protect your information with the highest standards.

5. Your Rights

You have the right to:

• Access, update, or delete your personal data.

• Withdraw consent at any time.

• Request information about data processing practices.

To exercise these rights, contact us at [email protected].

6. Cookies and Tracking

We use cookies and similar technologies to personalize your experience, analyze traffic, and improve functionality. You may manage cookie preferences through your browser settings.

7. Third-Party Links

Our services may contain links to third-party sites. We are not responsible for their privacy practices or content.

8. Changes to This Policy

We may update this Privacy Policy from time to time. The revised version will be posted on our website with an updated effective date.

9. Contact Us

If you have any questions or concerns about this policy, please reach out to:

MomiPay Privacy Team
Email: support@momipay.com
Website: https://momipay.com